Terms of Service

1. About Us

Impound Insure is a specialist UK Impound insurance intermediary operating as an Appointed Representative of a firm authorised and regulated by the Financial Conduct Authority (FCA). Our FCA-authorised principal's details are available upon request.

By using our website at impoundinsure.co.uk or requesting a quote, you agree to be bound by these Terms of Service.

2. Acceptance of Terms

By accessing this website or using our services, you confirm that:

• You are at least 17 years of age and hold or are applying for a UK driving licence.
• You have read, understood, and agree to these Terms of Service.
• You have read our Privacy Policy and consent to our use of your data as described therein.
• The information you provide is accurate, truthful, and complete to the best of your knowledge.

3. Our Services

Impound Insure provides insurance intermediary services, specifically helping drivers arrange temporary Impound insurance to release vehicles seized by UK police forces. Our services include:

All insurance products are subject to the terms and conditions of the relevant insurer. Your policy documentation will contain full details of your cover.

4. Your Obligations

When using our services, you agree to:

• Provide accurate information: All details submitted — including personal, vehicle, conviction, and Impound information — must be truthful and complete. Providing false information may invalidate your policy.
• Disclose all convictions: You must declare all motoring convictions, penalty points, driving bans, and licence revocations. Failure to disclose is a material misrepresentation and may void your cover.
• Ensure vehicle eligibility: The vehicle must have valid road tax, a valid MOT, and a V5C logbook in your name before a policy can be issued.
• Not misuse the website: You must not use our website for any unlawful purpose, to transmit harmful content, or to attempt to gain unauthorised access to our systems.
• Pay agreed premiums: All premiums must be paid in full before a policy certificate is issued. No cover is in force until payment is confirmed.

5. Quotes & Pricing

All quotes provided are subject to the following conditions:

• Quotes are valid for a limited period and are subject to change based on market conditions or changes in your circumstances.
• Our "Beat Any Quote" guarantee applies to like-for-like Impound insurance policies from FCA-authorised UK insurers. We reserve the right to verify the competing quote before matching or beating it.
• Premiums are determined by insurers based on risk factors including age, driving history, vehicle type, and conviction history. We cannot guarantee any specific premium amount prior to assessment.
• All prices displayed or quoted include Insurance Premium Tax (IPT) at the current UK rate unless otherwise stated.
• Broker fees, if applicable, will be clearly disclosed before you commit to purchasing a policy.

6. Accuracy of Information

We take reasonable care to ensure the information on this website is accurate and up to date. However:

• Website content is provided for general information purposes only and does not constitute financial, legal, or insurance advice.
• Policy terms, premiums, and availability are subject to change. The definitive terms are those contained in your policy schedule and certificate of insurance.
• We accept no liability for decisions made based solely on the general information provided on this website.

7. Limitation of Liability

To the fullest extent permitted by UK law:

• We are not liable for any indirect, consequential, or incidental losses arising from your use of our website or services.
• We are not responsible for the actions or decisions of the police, impound compounds, or insurers.
• Our total liability to you for any direct loss shall not exceed the total premium you paid for the relevant policy.
• Nothing in these terms limits our liability for death, personal injury caused by our negligence, or fraud.

8. Intellectual Property

All content on this website — including text, graphics, logos, and software — is the property of Impound Insure or its licensors and is protected by UK copyright law. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

9. Governing Law

These Terms of Service are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to These Terms

We may update these Terms of Service from time to time. The date at the top of this page will reflect the most recent revision. Continued use of our website or services after any changes constitutes your acceptance of the updated terms.

If you have any questions about these terms, please contact us at info@impoundinsure.co.uk or call 0208 040 4310.